|
|
Rates
Lending Alternatives
| Vehicle Rates |
Fixed Rate |
Maximum Term |
| New and Current Model |
5.99% - 12.50% |
Up to 48 Months |
|
6.25% - 14.25% |
Up to 72 Months |
| Used |
6.25% - 13.25% |
Up to 48 Months |
|
6.50% - 14.99% |
Up to 72 Months |
| Recreational Vehicles |
10.25% - 16.25% |
Terms to 180 Months |
| Steal the Car (rates as low as 5.50%) |
|
|
Terms are subject to excellent credit ratings. Financing up to 120% available for qualified applicants.
(Interest rate within range is determined by the Credit Union based on applicant's qualifications)
| Other |
Fixed Rate |
Maximum Term |
| VISA Credit Card |
9.99% - 15.99% |
N/A |
| Share Secured |
3.50% |
N/A |
| Shursave Secured |
4.75% - 5.25% |
N/A |
| Overdraft |
15.99% |
N/A |
| Line of Credit |
8.75% - 15.99% |
Up to 48 Months |
(APR on certificate secured loans
will be
3% above the current interest
rate)
Home Equity Loans*: Fixed, Variable LOCs, and Interest Only
First or Second Mortgages*: 10, 15, and 30 years fixed *No Mortgage Insurance Required*
*All savings and loan rates subject to change
*Contact the Credit Union for current rates
*Steal the Car rate minimum is 5.50%
Savings Rates
| Shares Drafts/Club Accounts |
0.00% |
| Shares |
0.50% |
| Shursave Account |
|
| ($1.00 - $24,999.99) |
1.75% |
| ($25,000.00 and up) |
2.25% |
| IRAs |
2.00% |
(Rates are Annual Percentage
Yield. All rates
are subject to change quarterly.
Rates are
declared during the third month
of each quarter
for that quarter.)
Certificate Rates
| 6 Months |
4.25% APR |
| 12 Months |
5.00% APR |
*Minimum of $500.00 |
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